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Business CATALOGUE 2025|2026 27PERSONAL FINANCIAL MANAGEMENTThe Southern African Guide to Personal Financial PlanningN SWARTPersonal Financial Management, now with additional examples and case studies for the African context, makes use of the Swart Model for total personal financial planning. The nine key personal financial planning areas %u2014 career, income tax, estate, investment, protection, credit, healthcare, retirement and emigration planning %u2014 provide the ultimate guide in financial planning. This book:%u2022 Explains money, business and banking skills %u2022 Outlines the personal financial planning process %u2022 Describes the assessment and the measurement of personal financial performance %u2022 Explains the time value of money %u2022 Details nine personal financial planning areas %u2022 Outlines starting a business, buying a business or a franchise.KEY FEATURES%u2022 Case studies containing real-life stories %u2022 Examples in English, Northern Sotho, Zulu and Xhosa %u2022 Financial statistics for the African and South African context %u2022 Learning outcomes, self-assessment questions, numerous diagrams, figures and tables.978 1 48511 202 0 ZAR R790.00978 1 48512 485 6 ZAR R729.004th EDITION 2016 Ed656 PAGESSUITABLE FORThis is an essential companion for undergraduate students of Personal Financial Management as well as a resource for people needing guidance in their personal finances. e-BOOK