Personal Financial Management, now with additional examples and case studies for the African context, makes use of the Swart Model for total personal financial planning. The nine key personal financial planning areas — career, income tax, estate, investment, protection, credit, healthcare, retirement and emigration planning — provide the ultimate guide in financial planning. This is an essential companion for undergraduate students of Personal Financial Management as well as a resource for people needing guidance in their personal finances.

CHAPTER 1: Personal financial planning

CHAPTER 2: Measuring and assessing personal financial performance

CHAPTER 3: The time value of money

CHAPTER 4: Credit planning

CHAPTER 5: Career planning

CHAPTER 6: Income tax planning

CHAPTER 7: Starting a business: entrepreneurship

CHAPTER 8: Buying a business

CHAPTER 9: Buying a franchise

CHAPTER 10: Estate planning

CHAPTER 11: Investment planning

CHAPTER 12: Buying a residence

CHAPTER 13: Buying fixed property

CHAPTER 14: Offshore investments

CHAPTER 15: Protection planning

CHAPTER 16: Healthcare planning

CHAPTER 17: Retirement planning

CHAPTER 18: Emigration planning