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Modern Insurance Law in South Africa
Legalease – essence series
D MILLARD
Modern Insurance Law in South Africa aims to explain the basic principles of insurance law in plain language. Insurance law is often perceived as complicated because the statutory framework consists of three acts, namely the Long-term Insurance Act 52 of 1998, Short-term Insurance Act 53 of 1998, and the Financial Advisory and Intermediary Services Act 37 of 2002. While the former two Acts regulate insurers and insurance products, the latter Act regulates intermediaries and advisors of financial products, of which insurance forms an important part. Often practitioners find it hard to understand which statute is applicable to a particular situation. An added complication is that many aspects regarding insurance are still regulated by common law. This book contains a systematic explanation of the most important aspects of insurance law in the South African context.
978 1 48510 043 0 2013
178 PAGES
ZAR R295.00
CONTENTS
• Introduction to and history and sources of insurance law
• Basis of insurance
• Object of insurance: Insurable
interest
• Essentials of a contract of insurance
• Formation of an insurance contract
• Requirements for a valid contract of
insurance
• Misrepresentation
• Contents and interpretation of an
insurance contract
• Nature and operation of obligations
arising from an insurance contract
• Risk
• Vesting and contents of claim to indemnification or satisfaction; enforcement of claim
• Premium
• Insurer’s rights based on warranties
• Insurer’s rights to subrogation and salvage
• Rights and duties of third parties under an insurance contract in favour of a third party; cession and assignment
• Performance and reinstatement by the insurer; termination of the insurance
• Insurance intermediaries
• Double insurance, over-insurance,
under-insurance and reinsurance • Short-term insurance, including
marine insurance
• Long-term insurance
• Supervision of insurance business • Bibliography
• Table of cases
• Table of statutes
• Index
SUITABLE FOR
• Law students
• Candidate attorneys
• Schools of Legal Practice
• Insurance practitioners.
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